Pay attention! Borrowing money, costs money

What is a Personal loan?

With a Personal loan you borrow a predetermined amount. When taking out the loan, the level of the interest and the term are fixed. You always know exactly where you stand. You can no longer withdraw repaid amounts. You do have the option to make (extra) payments, without penalty.

Watch the video below to learn more about how a Personal loan works. And for whom it is suitable. Knowing in advance where you stand is very important. You do not take out a loan every day.

Borrow responsibly

If you opt for a Personal loan, you choose a fixed loan amount. Also pay attention to the term if you want to borrow responsibly. Depending on your needs and financial options, you can take out a Personal loan between $ 7,500 and $ 50,000.

In the video we explain the advantages and disadvantages of a Personal loan for you. Know what the costs of a loan are, so that you will not be faced with surprises later.

Borrowing future-proof

No one can predict the future. Neither do you. A lot can change in 3 years. For example, you can have a child or another job, but also dismissal, divorce or debt counseling can have an impact on your financial situation. When you take out a loan, you have to take into account what lies ahead. There may be reasonably foreseeable circumstances that you should already consider with the application. Report this when you run an application.

A loan is a financial obligation that you enter into for a longer period. Therefore choose wisely. Go for a term that is appropriate to your current situation and loan goal, but that is also responsible if something changes in your life.

Characteristics Personal loan

It is important to know the characteristics of a chosen loan form, because you are entering into a contract for a longer period (the term of a loan can easily be 5 years). That is why you will find an overview of the characteristics of a Personal loan with an explanation below. Of course you can always contact us for more information.